How does Meso verify my identity?
To verify your identity, we require the following information during the onboarding process:
- Last 4 digits of your Social Security Number (SSN)
- Legal Full Name
- Legal Address
- Date of Birth
- Email address
We use this information to perform a check against various public databases (such as consumer reporting agencies) to ensure your information corresponds to a real individual using legitimate details.
Do I need to provide documents and a selfie?
Typically, no. However, a small subset of users may not be able to verify their identity by the method described above. This could be for a variety of factors, and does not mean that you will not be able to use Meso. Instead, in these instances we will provide you with an alternate verification path, and this path does require your ID documentation and selfie check.
Why is Meso required to perform identity checks?
Verifying your identity helps ensure that your account stays under your control, and helps fight fraud. It also helps Meso avoid working with known bad actors or Sanctioned parties. We are also required to verify for your identity in order to comply with legal and financial partner obligations.
Does Meso run a credit check? Will it affect my credit score?
No. We verify your identity without performing a credit check.
What do you mean by "legal" name & address?
This is the name and address that appears on your government-issued ID, such as a driver's license or state ID.
What are the minimum age requirements?
You must be 18 years old to use Meso.